EV Quest

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Finance Calculator

What will it actually cost?

Real repayment figures, green loan rates, and a true 5-year cost comparison — updated live as you move the sliders.

Vehicle & Deposit
$
$

Loan amount$20,000

Loan Details
eco Green Loan
ANZ — 1%
ASB — 1%
BNZ — 1%
Westpac — 0%
account_balance Standard (9.95%)

Good Energy Home Loan · 1% p.a. · 36mo max · home loan top-up

Annual Usage
15,000 km

Used to calculate fuel savings & break-even.

compare_arrows 5-year running cost comparison

Based on 15,000 km/year · 10.5L/100km petrol avg · $3.05/L (est.). Includes charging/fuel, RUC, loan costs and servicing. Excludes purchase price. All figures are estimates.

EV — 5yr running costs
Charging*$4,185
Road user charges*$5,700
Servicing*$1,250
Loan interest*$310
Loan est. fee*$750
5yr total $12,195
Petrol — 5yr running costs
Fuel*$24,019
Road tax (incl. fuel)—
Servicing*$6,000
No financing assumed—
5yr total $30,019
eco You save with the EV — 5yr saving: $17,824
# Payment Interest Principal Balance

Your repayment

$130.19
/ week

156 payments · 1% p.a.* · 36 months

interest 2%
Loan amount $20,000
Est. fee* $750
Total interest* $310
Total cost* $21,060
bolt Fuel savings cover interest in 1mo
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* Repayment is an estimate only. Rate based on NZ green home loan top-up products for existing homeowners. Establishment fee (~$750) and actual interest may vary. Not financial advice — confirm all figures with your lender.

Green loan eligibility

Do I qualify? Do you currently have a home loan?

info Standard vehicle finance is still available. Apply here →

Assumptions: Electricity 31¢/kWh · Petrol $3.05/L (live) · EV 18kWh/100km · Petrol 10.5L/100km · RUC $76/1,000km

All figures marked * are indicative estimates only and should not be relied upon as financial advice. Always seek independent financial advice before committing to a loan.

Numbers look good. Let's make it happen.

Submit a full finance application and our team will be in touch within one business day.

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